Bank of India 514 Credit Office Vacancy Online Form: (Last Date : 05/01/2026 11:59 PM )

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About Post Apply forBank of India 514 Credit Office Vacancy Online Form. Bank of India (BOI), a leading Public Sector Bank under the Ministry of Finance, Government of India, has Recruitment the Credit Officers in GBO Stream Recruitment 2025-26 Notification (Project No. 2025-26/01, Notice dated 01.11.2025). This is a great opportunity for experienced banking and finance professionals to join the bank as Credit Officers in Middle Management and Senior Management grades. The online application process will start from 20.12.2025 and will remain open till 05.01.2026 at the official website www.bankofindia.bank.in.

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Pay Scale Details

• Credit Office (SMGS-IV) : 64820-2340 (1)-67160-2680 (10)-93960
• Credit Office (MMGS-III) : 85920-2680 (5)–99320-2980 (2)-105280
• Credit Office (MMGS-II) : 64820-2340 (1)-67160-2680 (10)-93960

Bank of India 514 Credit Office Vacancy Online Form Eligibility

• Credit Office (MMGS-II) : Any Bachelor’s Degree and 03 Years Exp.
• Credit Office (MMGS-III) : Any Bachelor’s Degree and 05 Years Exp.
• Credit Office (SMGS-IV) : Any Bachelor’s Degree, MBA/ PGDBM OR Any PG Degree OR CA and 08 Years Experience.

Bank of India 514 Credit Office Vacancy Online Form Post Wise Vacancies

Credit Officer Selection Process 2025-26

The Credit Officer selection is based on shortlisting candidates through an online examination and/or direct shortlisting followed by a personal interview. The screening focuses on assessing the candidate’s reasoning, quantitative aptitude and professional knowledge in their selected discipline in addition to English language. Only those who qualify in the screening stage and rank sufficiently high in merit are invited for the interview.

The selection process is carried out in main stages as explained below.

1. Scrutiny and Shortlisting of Applications: Applications are shortlisted on the basis of documents uploaded in support of eligibility criteria (qualification, experience, category, etc.) at the time of registration. Only candidates whose documents clearly establish eligibility are taken forward for the online test and/or interview.

2. Online Examination:

• Mode: Online objective test.
• Structure: English Language (25 questions, 25 marks), Reasoning (25 questions, 25 marks), Quantitative Aptitude (25 questions, 25 marks), Professional Knowledge relevant to the post (75 questions, 75 marks); total 150 questions for 150 marks, composite time of 120 minutes.
• Language: All tests except English are bilingual (English & Hindi); English Language test is only qualifying and its marks are not added in merit.
• Qualifying Marks: Minimum 35% in each test for General/EWS; SC/ST/OBC/PWD candidates get 5% relaxation.
• Negative Marking: 1/4th of the marks assigned to each question is deducted for every wrong answer; no penalty for unanswered questions.

3. Interview: Candidates who secure the minimum qualifying marks in the online tests and rank high in order of merit (category-wise) are called for a personal interview, generally in the ratio of about 1:3 to the number of vacancies. The interview carries 100 marks with minimum qualifying marks of 50% for General/EWS and 45% for SC/ST/OBC/PWD candidates.

Final Merit: If both online exam and interview are conducted, final merit is prepared by combining scores of online examination (Reasoning, Quantitative Aptitude and Professional Knowledge) and interview in a 70:30 ratio, subject to candidates qualifying in both stages. If the online exam is not conducted, selection will be based solely on interview marks in descending order of merit up to the number of vacancies.

How to Apply Bank of India 514 Credit Office Vacancy Online Form?

Candidates who meet the eligibility criteria can apply online for the Credit Officer Recruitment 2025-26 through the official website within the prescribed dates. The step-by-step application process is as follows.

• Visit the official website www.bankofindia.bank.in.
• Click on the “CAREER” section and then on the link “Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01 Notice dated 01.11.2025”.
• Click on “APPLY ONLINE” to open the online application form.
• Click on “Click here for New Registration” and register by entering basic details to get your provisional registration number and password via email/SMS.
• Login with registration number and password, fill in personal details, educational qualifications, experience and category details carefully.
• Upload scanned copies of photograph, signature, left thumb impression, handwritten declaration and required experience/eligibility documents as per specifications given in the notification.
• Preview the application, verify all details and click on “Complete Registration” only after ensuring correctness of all entries.
• Proceed to the “Payment” tab and pay the requisite application fee/intimation charges through online mode.
• On successful transaction, generate and save the e-receipt and final submitted application form.
• Download and print the system-generated application form and keep it safely along with fee receipt for future reference; no hard copy is to be sent to the bank.application for online registration will be hosted on the UPSC website from 10 Dec 2025.
• Applications will be received online only.
• Upon registration, applicants will be provided with an online Registration Number, which should be carefully preserved for future reference.
• The E-mail ID of the applicant is to be given in the application compulsorily.
• The last date for submitting an online application is 30/12/2025.

Bank of India 514 Credit Office Vacancy Online Form Important Links

Frequently Asked Questions (FAQs) – Bank of India 514 Credit Office Vacancy Online Form

Q1. What is the last date to apply for Credit Officer Recruitment 2025-26?
A1. The last date to apply online is 05.01.2026.

Q2. What is the age limit for Credit Officer Recruitment 2025-26?
A2. For MMGS-II, the age is 25–35 years; for MMGS-III, 28–38 years; and for SMGS-IV, 30–40 years as on 01.11.2025, with relaxation for reserved categories as per rules.

Q3. How many vacancies are available in Credit Officer Recruitment 2025-26?
A3. A total of 514 Credit Officer vacancies in GBO Stream have been announced across SMGS-IV, MMGS-III and MMGS-II scales.

Q4. What is the selection process for Credit Officer Recruitment 2025-26?
A4. Selection is through scrutiny of documents, online examination (Reasoning, Quantitative Aptitude, English Language, Professional Knowledge) and a personal interview, with final merit based on a 70:30 ratio of online exam and interview if the exam is conducted.

Q5. What is the application fee for Credit Officer Recruitment 2025-26?
A5. General & other category candidates must pay Rs. 850, while SC/ST/PWD candidates must pay Rs. 175 as intimation charges only.

Q6. Is there any negative marking in the Bank of India Credit Officer exam?
A6. Yes, there is a penalty of one fourth (1/4) of the marks assigned to a question for each wrong answer in the objective tests.

Q7. Can I edit my application form after submission?
A7. No, changes are not allowed after final submission; candidates should use “Save & Next” to verify details before clicking on “Complete Registration”.

Q8. What is the salary of Bank of India Credit Officer?
A8. Credit Officers receive basic pay of Rs. 64,820 in MMGS-II, Rs. 85,920 in MMGS-III and Rs. 1,02,300 in SMGS-IV, plus allowances such as DA, HRA and other benefits as per bank rules.

Q9. Is work experience mandatory for this recruitment?
A9. Yes, relevant experience requirements are prescribed for each Credit Officer post in Annexure-I of the notification, and only candidates meeting these criteria should apply.

Q10. Where will the examination be conducted?
A10. The online exam will be conducted at centres across major cities such as Ahmedabad, Bengaluru, Bhopal, Bhubaneswar, Chennai, Delhi/NCR, Hyderabad, Jaipur, Kolkata, Lucknow, Mumbai, Patna, Raipur, Ranchi, Thiruvananthapuram and others as listed in the notification.

Disclaimer: Candidates must read the official Bank of India “Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01 Notice dated 01.11.2025” and visit the official website for any updates, corrigendum or changes before applying.

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Important Instructions for Credit Officer Recruitment 2025-26

• Ensure that all eligibility criteria (age, qualification, experience, category) are met as on 01.11.2025 before applying.
• Fill the online application form carefully, as no change in category, post or other details will be permitted after final submission.
• Upload all required documents (photo, signature, thumb impression, handwritten declaration, qualification and experience proofs) in the prescribed format and size.
• Pay the application fee within the specified dates; fee once paid is non-refundable and cannot be reserved for any other recruitment.
• Keep multiple printouts of the submitted application form and e-receipt for future reference and interview/document verification.
• Use a valid email ID and mobile number and keep them active till the completion of the recruitment process; all communication will be sent only through email/SMS and website notifications.
• Only one application per candidate is allowed; in case of multiple registrations, only the latest complete application will be considered.
• Candidates must be willing to work anywhere in India; Bank reserves the right to post/transfer Credit Officers to any branch/office as per requirement.
• Selection is subject to document verification, medical fitness, and fulfilment of all conditions mentioned in the notification; any false information may lead to cancellation of candidature and legal action.